Online Auto Insurance Quote For Biggest Savings

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Cheaper car insurance rates, lower grocery bills, or lower utility bills... which would you choose? There was a time when the best way to save money in the family budget was by clipping coupons, driving a more fuel efficient car, or turning the thermostat down. Not anymore. Today, the very best way to keep more of your family money in your bank account may be by lowering your car insurance rates.

After all is said and done, the savings you can realize on your annual auto insurance premiums may amount to several hundred dollars, and that's not chump change, is it? Clipping coupons or cutting heat bills probably won't save you that much. Of course, it's important to proceed with your car coverage quote finding in as efficient a way as possible. After all, it's one thing to save a bunch of money, and quite another to waste a lot of time or fuel doing it.

With that in mind, I set out to find the singe best, most effective method of cutting your car coverage premiums. I first checked out those companies that spend so much money advertising. You know the ones... with the cute little lizard spokesmen, or the cavemen pitchmen. The premise is great- save a bunch of money in just a few minutes.

Next, I checked out a company that claimed to save people lots of money who were switching from... that first company we just talked about! That's right, according to the claims, they could cut my rates by even another several hundred dollars a year. At this rate, my insurer should be paying me to use their coverage.

I'm sure you have already noticed the problem with both of these companies, and all the others as well. You are still only dealing with one company at a time, and only getting one quote at a time. So, how can you be at all sure that you have saved the most amount of money possible, or gotten the lowest possible premium quotation? That's right, you can't. The only way to be sure of that is to get several quotes, from multiple companies, at the same time.

Thankfully, there is a quick and easy way to do that, all from the same website, using one simple form. Now, doesn't that make sense? Complete one webform that takes about 8 minutes, submit it, and get back quotes from at least 7 car insurance companies with top ratings. Sounds foolproof, doesn't it?

It is, and that's why I recommend you take 8 minutes of your time right now and see how much you can save.

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Auto Insurance Quote: Should I Include My Children When Getting a Policy or Purchase a Separate One?

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Parents can consider car insurance as expensive. But when the safety of your children is on the line, the cost does not really matter at all. However, there are factors involved when deciding to whether to include your children when getting a policy or purchase a separate one. And sometimes, the decision to make is a bit confusing.

To make your decision making easier, you have to weigh the following factors and decide which is most advantageous to you:

Cheaper rate - Auto insurance companies always offer cheaper rate when the added vehicle's insurance is purchased under the parent's policy. Also, it is assumed that younger and single drivers are more prone to accidents than older and married ones. So if your child will buy auto insurance under his or her name, he or she would certainly pay more money.

Discount - If you own one car in the past and have added another one, you can certainly have a multiple car discount under the same company. Added to that, you can also have a significant great student discount if your child is still in school.

Higher limits of liability - When you purchase your child's auto insurance under his or her name, your natural tendency is to lower the premium and thus, lowering the limits (regardless of who is going to pay). However, if you decide to add your child's vehicle under your policy, your child's vehicle would automatically assume the same limits of your vehicle's coverage. Of course, since you have personal assets, you can have higher limits of liability and thus making your child's vehicle more covered under your name.

Control - Given that you own the policy, you will certainly have the first hand knowledge on the communications and notices released by the auto insurance company.

Liability and Responsibility - In the event of an accident and your child is at fault, you will assume the whole responsibility if his/her auto insurance is under your policy. There is a possibility that your assets will be exposed. You can also be sued in the event of an accident even if your child is to blame. One the other hand, you can spare yourself with all of these if you decide to buy him auto insurance under his or her name.

Surcharges - Since you own the policy, once your child is involved in an accident or have been cited with traffic violation, all the negative effects will go against your policy and thus, crippling your status as a policyholder. Sometimes if the offense is great or the incidents are frequent, there is a possibility that your policy may be cancelled. The bottom line is, you will assume the responsibility of your child's actions.

Learning process - In one way or another, your child has to learn things including learning how to purchase his or her own auto insurance and the duty that comes with it.
Since you know your child better than anybody else it is important to realize these factors before deciding on the choice you have to make. The decision therefore on whether to include your children when getting a policy or let him or her purchase a separate one is one that deserves careful consideration.

Related : Hipmore Remortgage offers

Getting the Cheapest Auto Insurance Quote Gives Life to Your Budget!

Are you searching for the cheapest auto insurance quote? You know the one that's hard to get. If so in this article we will show you where that cheap auto insurance quote is, what you must do to get it and bring relief to your budget and put a smile on your face.

I don't know about you but having some extra bucks at the end of the month sure beats the empty pocket syndrome and puts a smile back on an otherwise gloomy scenario.

Depending on what type of automobile and insurance you have, you could save anywhere from twenty to thirty dollars a month up to hundreds a month and that can put a smile on any ones face.

The big problem is that it's not that simple to get that coveted cheapest auto insurance quote. Most online auto insurance quote sites will not give you that lowest quote.

Online Insurance Quote Sites

These sites are set up to give you fast quotes, not low low quotes. The lowest quotes can only come from your local agents. Online sites can only give out the standard quotes that are stored in their data base and believe me they don't put the cheapest vehicle insurance quotes in those data bases.

What they do put in their data base are their regular rates and I don't care how hard you try to get that low rate from them, they just can't give it to you because their data base doesn't contain it. So where do you get that cheap auto insurance quote?

That cheapest auto insurance quote is only available from the local agent and they do not like giving out that cheapest Quote. You have to force them to give you that low, low rate.

For a local agent to give that coveted cheapest car insurance quote he has to give up some or all of his return on that policy. That is something the local agent does not like to do, unless he is forced to.

How Do You Force The Local Agent To Give The Cheapest Quote?

Unless the local car insurance agent is your brother-in-law you have to get him to compete against other local agents to get that in demand cheapest quote. Just walking into his office and telling him or one of his agents that you're getting quotes for your car insurance won't get you that cheapest rate.

Every one who walks into the agency says they are going around getting quotes but in reality only about 5% actually run around from agency to agency getting quotes because it's a big hassle to say the least. The person you need to see is usually not available. You end up spending a huge amount of time, accomplish very little and become frustrated and quit.

The agent will take that gamble that your one of the 95% that quit and take the rate that he quoted. He'll lose 5% but what he makes on the quitting 95% sure makes up for his loss.

Force the local car insurance agent to Compete

Your local agent does not want you to get your auto insurance from the agent down the street. They might be best friends at the local chamber meeting but get them competing for you car insurance business and they will do what ever is necessary to get your business. They will!

Insurance agents derive their money on residuals - Money that automatically comes to the agent from policies that automatically renew each year. They know that most people having gotten a great deal that first year will automatically renew every year thereafter with out shopping for that low quote, and that's where the agent makes their money, year after year.

Unless that Local agent knows they are competing, You won't get that lowest quote. Here's the secret to getting that cheapest quote from the local car insurance agent.

One Form, 6 or 7 Local Agents = Instant Competition!

Why not go to a web site where you can fill out that one form, it gets faxed to the local agents where you set in motion a system that guarantees you receive the cheapest auto insurance quote. Here's what will take place.

You answer a few questions that the agents need to know to give you the lowest quotes.

That quote request is faxed to 6 or 7 of the sharpest local agents in your surrounding area. These are agents that will fight for your business and are willing to do what ever is necessary to get your business.

They contact you directly in a few hours with those low low quotes. Cheap because they know when they receive your quote request that their competition received that request also. They know what they must do to get your business.

All you need do is wait a few hours because those auto insurance agent are bringing you some of the lowest car insurance rates you have ever seen. Just pick out the one you like the best and you have assured yourself that you have received the cheapest auto insurance quote possible.

Related : Student Loan Blog

Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate

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Finding auto insurance quotes online is easy, but finding the cheapest auto insurance rates can be more of a challenge. To get the lowest quotes, follow these tips to help you find ways to trim possibly hundreds off your auto insurance quotes.

1. Give them details - If you don't provide information about your zip code, marital status, car's safety features, and annual commuting miles, by default insurance companies will quote you a higher auto insurance rate. Provide as much detail as possible to make sure you get each discount that you qualify for.

2. Shop around - Auto insurance rates can vary as much as 300% between companies for the same coverage. You can save hundreds of dollars a year by comparing prices between companies. Don't forget to check out your current insurance company, they may have lower rates for new customers that you may be able to negotiate for yourself.

3. Raise your deductible - Higher deductibles equal lower insurance premiums. For example, increasing your deductible from $250 to $500, can save you a hundred dollars or more on your annual premium. However, plan on having additional financial resources to cover the deductible in case of an accident.

4. Cut the miles you drive - For drivers who travel on average 40 miles or less a day, they qualify for a low mileage discount with most insurance companies. Consider carpooling or taking public transit a couple of days a week to reduce your car's mileage to qualify for the discount. By flying or taking a train for vacations instead of driving, you can further reduce the miles on your car.

5. Switch drivers - For married couples, compare insurance quotes between the male as the main driver and the female as the main driver. You may get a lower quote if the female is insured on a truck and the male is insured on the minivan. Teens should also be insured on safer cars such as the family sedan, rather than a sports car.

6. Add an anti-theft device - By installing car alarms or a tracking system in your car, you will get a discount from auto insurance companies. Since anti-theft devices reduce the risk of your car being stolen, insurance companies pass on the savings to you. A certified defensive-driving class can also reduce your premium for three years with most insurance companies.

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Auto Insurance Quote: Should I Include My Children When Getting a Policy or Purchase a Separate One?

Image : http://www.flickr.com

Parents can consider car insurance as expensive. But when the safety of your children is on the line, the cost does not really matter at all. However, there are factors involved when deciding to whether to include your children when getting a policy or purchase a separate one. And sometimes, the decision to make is a bit confusing.

To make your decision making easier, you have to weigh the following factors and decide which is most advantageous to you:

Cheaper rate - Auto insurance companies always offer cheaper rate when the added vehicle's insurance is purchased under the parent's policy. Also, it is assumed that younger and single drivers are more prone to accidents than older and married ones. So if your child will buy auto insurance under his or her name, he or she would certainly pay more money.

Discount - If you own one car in the past and have added another one, you can certainly have a multiple car discount under the same company. Added to that, you can also have a significant great student discount if your child is still in school.

Higher limits of liability - When you purchase your child's auto insurance under his or her name, your natural tendency is to lower the premium and thus, lowering the limits (regardless of who is going to pay). However, if you decide to add your child's vehicle under your policy, your child's vehicle would automatically assume the same limits of your vehicle's coverage. Of course, since you have personal assets, you can have higher limits of liability and thus making your child's vehicle more covered under your name.

Control - Given that you own the policy, you will certainly have the first hand knowledge on the communications and notices released by the auto insurance company.

Liability and Responsibility - In the event of an accident and your child is at fault, you will assume the whole responsibility if his/her auto insurance is under your policy. There is a possibility that your assets will be exposed. You can also be sued in the event of an accident even if your child is to blame. One the other hand, you can spare yourself with all of these if you decide to buy him auto insurance under his or her name.

Surcharges - Since you own the policy, once your child is involved in an accident or have been cited with traffic violation, all the negative effects will go against your policy and thus, crippling your status as a policyholder. Sometimes if the offense is great or the incidents are frequent, there is a possibility that your policy may be cancelled. The bottom line is, you will assume the responsibility of your child's actions.

Learning process - In one way or another, your child has to learn things including learning how to purchase his or her own auto insurance and the duty that comes with it.
Since you know your child better than anybody else it is important to realize these factors before deciding on the choice you have to make. The decision therefore on whether to include your children when getting a policy or let him or her purchase a separate one is one that deserves careful consideration.

See Also : Blog Insurance, Auto Insurance Auto insurance quotes florida

Auto Insurance Quote: Should I Include My Children When Getting a Policy or Purchase a Separate One?

Image : http://www.flickr.com

Parents can consider car insurance as expensive. But when the safety of your children is on the line, the cost does not really matter at all. However, there are factors involved when deciding to whether to include your children when getting a policy or purchase a separate one. And sometimes, the decision to make is a bit confusing.

To make your decision making easier, you have to weigh the following factors and decide which is most advantageous to you:

Cheaper rate - Auto insurance companies always offer cheaper rate when the added vehicle's insurance is purchased under the parent's policy. Also, it is assumed that younger and single drivers are more prone to accidents than older and married ones. So if your child will buy auto insurance under his or her name, he or she would certainly pay more money.

Discount - If you own one car in the past and have added another one, you can certainly have a multiple car discount under the same company. Added to that, you can also have a significant great student discount if your child is still in school.

Higher limits of liability - When you purchase your child's auto insurance under his or her name, your natural tendency is to lower the premium and thus, lowering the limits (regardless of who is going to pay). However, if you decide to add your child's vehicle under your policy, your child's vehicle would automatically assume the same limits of your vehicle's coverage. Of course, since you have personal assets, you can have higher limits of liability and thus making your child's vehicle more covered under your name.

Control - Given that you own the policy, you will certainly have the first hand knowledge on the communications and notices released by the auto insurance company.

Liability and Responsibility - In the event of an accident and your child is at fault, you will assume the whole responsibility if his/her auto insurance is under your policy. There is a possibility that your assets will be exposed. You can also be sued in the event of an accident even if your child is to blame. One the other hand, you can spare yourself with all of these if you decide to buy him auto insurance under his or her name.

Surcharges - Since you own the policy, once your child is involved in an accident or have been cited with traffic violation, all the negative effects will go against your policy and thus, crippling your status as a policyholder. Sometimes if the offense is great or the incidents are frequent, there is a possibility that your policy may be cancelled. The bottom line is, you will assume the responsibility of your child's actions.

Learning process - In one way or another, your child has to learn things including learning how to purchase his or her own auto insurance and the duty that comes with it.
Since you know your child better than anybody else it is important to realize these factors before deciding on the choice you have to make. The decision therefore on whether to include your children when getting a policy or let him or her purchase a separate one is one that deserves careful consideration.

See Also : Insurance auto insurance in arizona

Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate

Image : http://www.flickr.com

Finding auto insurance quotes online is easy, but finding the cheapest auto insurance rates can be more of a challenge. To get the lowest quotes, follow these tips to help you find ways to trim possibly hundreds off your auto insurance quotes.

1. Give them details - If you don't provide information about your zip code, marital status, car's safety features, and annual commuting miles, by default insurance companies will quote you a higher auto insurance rate. Provide as much detail as possible to make sure you get each discount that you qualify for.

2. Shop around - Auto insurance rates can vary as much as 300% between companies for the same coverage. You can save hundreds of dollars a year by comparing prices between companies. Don't forget to check out your current insurance company, they may have lower rates for new customers that you may be able to negotiate for yourself.

3. Raise your deductible - Higher deductibles equal lower insurance premiums. For example, increasing your deductible from $250 to $500, can save you a hundred dollars or more on your annual premium. However, plan on having additional financial resources to cover the deductible in case of an accident.

4. Cut the miles you drive - For drivers who travel on average 40 miles or less a day, they qualify for a low mileage discount with most insurance companies. Consider carpooling or taking public transit a couple of days a week to reduce your car's mileage to qualify for the discount. By flying or taking a train for vacations instead of driving, you can further reduce the miles on your car.

5. Switch drivers - For married couples, compare insurance quotes between the male as the main driver and the female as the main driver. You may get a lower quote if the female is insured on a truck and the male is insured on the minivan. Teens should also be insured on safer cars such as the family sedan, rather than a sports car.

6. Add an anti-theft device - By installing car alarms or a tracking system in your car, you will get a discount from auto insurance companies. Since anti-theft devices reduce the risk of your car being stolen, insurance companies pass on the savings to you. A certified defensive-driving class can also reduce your premium for three years with most insurance companies.

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Advantages & Disadvantages Of Getting A Home & Car Auto Insurance Quote Through An Insurance Broker

You may be looking for a home & auto insurance quote. Perhaps you have heard of brokers and never really known how brokers operate. They are independent insurance agents. They work differently than insurance agents that are affiliated with one company.

An insurance broker works with many companies to provide you with many quotes. He then sells you the policy you prefer. It is his job to service that policy, just as if he worked for the company. In a way, he does because the company pays his commission.

The broker can sell you home and car insurance. He may also be able to sell you health, life, dental, and many other types of policies. His objective is to fulfill all your insurance needs.

There are advantages to working with insurance brokers.

Insurance brokers do not have company loyalty. They may have preferences of which companies are easier to work with, but they do not have to push any company. They are not bound to any agreement that forces them to favor one company. This gives you more choice.
You can get as many quotes as you want. The insurance broker will search the different companies. When he finds a company whose policy meets your needs, he will present it to you. You will get not one, but several quotes if you want them.
You may have warning if a company is in poor financial condition. Your broker would not steer you to a company that is failing. It would be bad for you, of course. More importantly for the broker, it would be bad for him. If the company went under, he might not get his commission.
Your broker can work with different types of policies. Even if you go with different companies for different policies, this is true. You can get a home & auto insurance quote by you broker from one company. On the other hand, he may find better deals by getting you policies with different carriers for each.

There are disadvantages to working with insurance brokers.

Brokers may not be as interested in servicing your policy. They are not a part of an insurance company that prides itself on service in most cases. They are simply a go-between for insurance companies and consumers. They may feel that they do not want anything to do with you once they have sold you a policy.
Insurance brokers may try to get you to switch policies often. Brokers get paid a lower commission for renewal contracts than for new policies. For this reason, they are more inclined to switch you to a different company. That way they will get a new policy commission every year or two.

An insurance broker can get you a good home & auto insurance quote. However, you should prepare yourself for problems that might come from poor servicing or constant switching of policies. If you do use a broker, you need to be aware of the disadvantages.

Related : Student Loan Hipmore game

Advantages & Disadvantages Of Getting A Home & Car Auto Insurance Quote Through An Insurance Broker

Image : http://www.flickr.com

You may be looking for a home & auto insurance quote. Perhaps you have heard of brokers and never really known how brokers operate. They are independent insurance agents. They work differently than insurance agents that are affiliated with one company.

An insurance broker works with many companies to provide you with many quotes. He then sells you the policy you prefer. It is his job to service that policy, just as if he worked for the company. In a way, he does because the company pays his commission.

The broker can sell you home and car insurance. He may also be able to sell you health, life, dental, and many other types of policies. His objective is to fulfill all your insurance needs.

There are advantages to working with insurance brokers.

Insurance brokers do not have company loyalty. They may have preferences of which companies are easier to work with, but they do not have to push any company. They are not bound to any agreement that forces them to favor one company. This gives you more choice.
You can get as many quotes as you want. The insurance broker will search the different companies. When he finds a company whose policy meets your needs, he will present it to you. You will get not one, but several quotes if you want them.
You may have warning if a company is in poor financial condition. Your broker would not steer you to a company that is failing. It would be bad for you, of course. More importantly for the broker, it would be bad for him. If the company went under, he might not get his commission.
Your broker can work with different types of policies. Even if you go with different companies for different policies, this is true. You can get a home & auto insurance quote by you broker from one company. On the other hand, he may find better deals by getting you policies with different carriers for each.

There are disadvantages to working with insurance brokers.

Brokers may not be as interested in servicing your policy. They are not a part of an insurance company that prides itself on service in most cases. They are simply a go-between for insurance companies and consumers. They may feel that they do not want anything to do with you once they have sold you a policy.
Insurance brokers may try to get you to switch policies often. Brokers get paid a lower commission for renewal contracts than for new policies. For this reason, they are more inclined to switch you to a different company. That way they will get a new policy commission every year or two.

An insurance broker can get you a good home & auto insurance quote. However, you should prepare yourself for problems that might come from poor servicing or constant switching of policies. If you do use a broker, you need to be aware of the disadvantages.

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Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate

Image : http://www.flickr.com

Finding auto insurance quotes online is easy, but finding the cheapest auto insurance rates can be more of a challenge. To get the lowest quotes, follow these tips to help you find ways to trim possibly hundreds off your auto insurance quotes.

1. Give them details - If you don't provide information about your zip code, marital status, car's safety features, and annual commuting miles, by default insurance companies will quote you a higher auto insurance rate. Provide as much detail as possible to make sure you get each discount that you qualify for.

2. Shop around - Auto insurance rates can vary as much as 300% between companies for the same coverage. You can save hundreds of dollars a year by comparing prices between companies. Don't forget to check out your current insurance company, they may have lower rates for new customers that you may be able to negotiate for yourself.

3. Raise your deductible - Higher deductibles equal lower insurance premiums. For example, increasing your deductible from $250 to $500, can save you a hundred dollars or more on your annual premium. However, plan on having additional financial resources to cover the deductible in case of an accident.

4. Cut the miles you drive - For drivers who travel on average 40 miles or less a day, they qualify for a low mileage discount with most insurance companies. Consider carpooling or taking public transit a couple of days a week to reduce your car's mileage to qualify for the discount. By flying or taking a train for vacations instead of driving, you can further reduce the miles on your car.

5. Switch drivers - For married couples, compare insurance quotes between the male as the main driver and the female as the main driver. You may get a lower quote if the female is insured on a truck and the male is insured on the minivan. Teens should also be insured on safer cars such as the family sedan, rather than a sports car.

6. Add an anti-theft device - By installing car alarms or a tracking system in your car, you will get a discount from auto insurance companies. Since anti-theft devices reduce the risk of your car being stolen, insurance companies pass on the savings to you. A certified defensive-driving class can also reduce your premium for three years with most insurance companies.

Visit : Student Loan consolidate school loans Personal injury attorneys chicago

Auto Insurance Quote: Should I Include My Children When Getting a Policy or Purchase a Separate One?

Parents can consider car insurance as expensive. But when the safety of your children is on the line, the cost does not really matter at all. However, there are factors involved when deciding to whether to include your children when getting a policy or purchase a separate one. And sometimes, the decision to make is a bit confusing.

To make your decision making easier, you have to weigh the following factors and decide which is most advantageous to you:

Cheaper rate - Auto insurance companies always offer cheaper rate when the added vehicle's insurance is purchased under the parent's policy. Also, it is assumed that younger and single drivers are more prone to accidents than older and married ones. So if your child will buy auto insurance under his or her name, he or she would certainly pay more money.

Discount - If you own one car in the past and have added another one, you can certainly have a multiple car discount under the same company. Added to that, you can also have a significant great student discount if your child is still in school.

Higher limits of liability - When you purchase your child's auto insurance under his or her name, your natural tendency is to lower the premium and thus, lowering the limits (regardless of who is going to pay). However, if you decide to add your child's vehicle under your policy, your child's vehicle would automatically assume the same limits of your vehicle's coverage. Of course, since you have personal assets, you can have higher limits of liability and thus making your child's vehicle more covered under your name.

Control - Given that you own the policy, you will certainly have the first hand knowledge on the communications and notices released by the auto insurance company.

Liability and Responsibility - In the event of an accident and your child is at fault, you will assume the whole responsibility if his/her auto insurance is under your policy. There is a possibility that your assets will be exposed. You can also be sued in the event of an accident even if your child is to blame. One the other hand, you can spare yourself with all of these if you decide to buy him auto insurance under his or her name.

Surcharges - Since you own the policy, once your child is involved in an accident or have been cited with traffic violation, all the negative effects will go against your policy and thus, crippling your status as a policyholder. Sometimes if the offense is great or the incidents are frequent, there is a possibility that your policy may be cancelled. The bottom line is, you will assume the responsibility of your child's actions.

Learning process - In one way or another, your child has to learn things including learning how to purchase his or her own auto insurance and the duty that comes with it.
Since you know your child better than anybody else it is important to realize these factors before deciding on the choice you have to make. The decision therefore on whether to include your children when getting a policy or let him or her purchase a separate one is one that deserves careful consideration.

Tags : Insurance, Auto Insurance

Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate

Finding auto insurance quotes online is easy, but finding the cheapest auto insurance rates can be more of a challenge. To get the lowest quotes, follow these tips to help you find ways to trim possibly hundreds off your auto insurance quotes.

1. Give them details - If you don't provide information about your zip code, marital status, car's safety features, and annual commuting miles, by default insurance companies will quote you a higher auto insurance rate. Provide as much detail as possible to make sure you get each discount that you qualify for.

2. Shop around - Auto insurance rates can vary as much as 300% between companies for the same coverage. You can save hundreds of dollars a year by comparing prices between companies. Don't forget to check out your current insurance company, they may have lower rates for new customers that you may be able to negotiate for yourself.

3. Raise your deductible - Higher deductibles equal lower insurance premiums. For example, increasing your deductible from $250 to $500, can save you a hundred dollars or more on your annual premium. However, plan on having additional financial resources to cover the deductible in case of an accident.

4. Cut the miles you drive - For drivers who travel on average 40 miles or less a day, they qualify for a low mileage discount with most insurance companies. Consider carpooling or taking public transit a couple of days a week to reduce your car's mileage to qualify for the discount. By flying or taking a train for vacations instead of driving, you can further reduce the miles on your car.

5. Switch drivers - For married couples, compare insurance quotes between the male as the main driver and the female as the main driver. You may get a lower quote if the female is insured on a truck and the male is insured on the minivan. Teens should also be insured on safer cars such as the family sedan, rather than a sports car.

6. Add an anti-theft device - By installing car alarms or a tracking system in your car, you will get a discount from auto insurance companies. Since anti-theft devices reduce the risk of your car being stolen, insurance companies pass on the savings to you. A certified defensive-driving class can also reduce your premium for three years with most insurance companies.

See Also : Insurance, Auto Insurance